Mobile Home Insurance FAQ
There is a lot of information regarding mobile home insurance policies. Our knowledgeable team has put together some answers to some of the frequently asked questions. If you don’t see your question listed below feel free to contact us to get an answer to your concern.
Do you have a referral program?
Yes. We do offer a referral program but it differs from state to state. Please ask your agent for details for your area.
Do you quote auto insurance?
Yes. We’re happy to quote your auto insurance policy but it is best to discuss the specifics with an agent over the phone. Please call 800.563.5220 to initiate this conversation.
Why do I need insurance on my Mobile Home?
From storm damage, to fires, theft, and liability, there are a multitude of reasons you should be covered with the right insurance for you. One of our mobile home insurance experts will be able to find the right coverage for your home, lifestyle and risks.
What makes Mobile Home Insurance different from Traditional Homeowners Insurance?
There are many situations that cause mobile home insurance to differ from traditional homeowners insurance. Whether you own the land or rent from park matters. The age and construction standards of your mobile home matter. Our experts can talk through your needs for you particular situation.
What is Replacement Cost versus Cash Value?
Replacement Cost refers to getting the cost of a new home to your location and can help with removal, moving and set up costs. Cash Value is just the current valuation of your home. For a primary residence, making sure that your policy has replacement costs is important to most homeowners.
Will my valuables be covered? (Jewelry, Firearms, Collectibles)
Most policies have a set cost of household goods. You can schedule items that have a higher value such as Jewelry, Firearms, and Collectibles. Our team can talk to your about your household items to make sure all your goods are properly insured.
Can my vacation home be insured?
Several of our carriers offer insurance for vacation and secondary homes. That coverage can be tailored to specific needs and limits.
I am a landlord, Can you cover my home?
Several of our carriers offer dwelling insurance for Landlords.
Are there any discounts available?
– Bundling Mobile Home, Auto, and other insurance can save you money
– AAA and USAA Memberships
– Over age 50
– Being in a recognized mobile home park
Do you offer insurance in my area?
The National Mobile Home Insurance Company is an Arizona domiciled insurance agency (License #: 3000102138) offering personal lines insurance products to owners of mobile and manufactured homes in AL, AZ, AR, CA, CO, CT, DE, GA, ID, IN, IA, KS, KY, LA, ME, MD, MI, MN, MS, MO, NE, NV, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, WA, WV, WI, & WY we operate under our legal name. In the State of California (License #: 6001537) we operate as an insurance agency under the trade name NMH Insurance Agency. In MO, MT, PA, & UT we operate as an insurance agency under the trade name National Mobile Home Insurance Agency.
Ready to Get Started?
Fortunately, we are here to help you navigate the process. Our agents make finding the right insurance easier by shopping and comparing quotes, from our partners, for you. Not only do we shop for you, but we present your coverage options in plain English and clarify the fine print to be sure you know EXACTLY what you are getting. We understand no two situations are alike and work hard to ensure clients understand and select the coverage that best meets their needs!
For more info call:800.388.6780